Apple Icloud Pricing?

as you know apple give you 5 GB free storage forever. i would like to upgrade my account to 10GB which is 14 pound per year. but the actual question is. i have 40 pound in my apple ID (the money redeemed by vouchers) i just wanted to know if you can use the 40 pound already in your account to by the 10GB or do you have to pay by credit card?

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