I Am Being Encourged To Live Off Of The Government And I Don’t Want To?

I am 26 and for the first time in my life I will be moving into an apartment of my own. I recieved money from student loans to fund the first and security. My rent is pretty good, I pay about $888 for a two bedroom with all utiltities included. The apartments are controlled by my school.
I also have a housing voucher in which I recieve help paying my rent. This voucher was signed over to me by my mother who encourages me to keep it because it’s hard to come by. I so desperately want to break away from it. I hate the stigma around it. My mother has convinced me that something can happen and that my daughter and I will end up homeless in a shelter. She says for me to keep the voucher up until I finish school. I am faced with fear and a desire to just break free.
I want to just let this voucher go because deep down inside I feel that I can make it without it but my mother isn’t so sure. I don’t have a full time job right now and the only money I have is from my barely part-time job and whatever refund I get back from student loans.,This past semester I recieved enough back to cover four month’s rent of which I used near $2,000 to rent the place.
I figure that if I will get this same amount back at the end of the semester then why not let this voucher go.
I am prideful but I don’t want to be too stupid. I don’t want to end up homeless and without steady income I can see that happening. I just feel that my mother is always looking for handouts, as bad as it sounds I think it is the truth. I love her and don’t mean to bad mouth her at all but I am starting to see her patterns come into full effect. I think it’s because my mother wasn’t as outgoing and independent is why I got such a late start in life. My world is very small and she has been the one raising me all of this time and is really the only consistent, da y to day adult interaction.
Through raising my other sibling and I she has constantly asked for financial help from family memebers and in doing so I feel that we have been looked at as the poor unfortunate ones in our family. I was introuced to credit through her and was not taught properly how to manage it and now have debt and default. My name was also used for various electric and cable bills and were defaulted on.
Even now my mother gets her monthly checks (disability/ssi) something like that and about 90% of it goes to credit cards!!! I am so angry at that. She usually runs out of money and needs help paying those off and I help her in any way I can but I can only do so much before I run out of money.
I give her money almost everyday. She is my mother, I love her and don’t mind helping her but I just feel that when we think of growth/independence wise that she is steering me into the wrong direction.
But maybe she is right, I don’t know.
I just want to wrok, go to school, pay my bills, finish school and start my career without too much government help.
I don’t have any one else to talk to, do you have any advice?

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8 Responses to “I Am Being Encourged To Live Off Of The Government And I Don’t Want To?”

  1. Jim says:

    Just hang on to the voucher until you get stable. You might need it later.

  2. Star is a chick says:

    The first thing you need to do is never give your mother another penny. You are enabling her behavior. Stop. You can’t help her if she won’t help herself, and your money won’t fix her problems.
    Second- here’s the theory for government assistance- when somebody is down and out on their luck, give them a helping hand so they can get back on their feet and back to work. Once they’re making money, they pay taxes and feed back in and repay the money they received as help. If you truly can’t afford your bills and you’re not spending any extra unnecessary money (including giving money to your mom) then accept the help, finish school, get a good job and pay taxes.

  3. Chasity says:

    I wish i had one. But no really…u may not need it now, but i would hold on to it until you get stable and get a job and all that…it may just come in handy.but thank you for not being one of those who takes advantage of the system.

  4. Trixie says:

    You’re trying to go to school and make a better life for you and your daughter. Anything you can save is a good thing! You’re exactly who these services are intended for. They’ll give you a leg up and then one day you’ll pay that back. Quit buying into the media and faux news saying theres a “stigma” around accepting help. Republicans make that up because their agenda is to have every person who needs help funneled through a church instead of getting help from the government without having to listen to a sermon for it. Take the help you need and remember to pay it forward when you get on your feet.

  5. S says:

    You keep the voucher while you are in school, certainly. Your top priority shoudl be to finish school and any and all help in that area should be taken gladly. IMHO, this is exactly what assistance should be for – those who are trying to get to a good place where they are not dependant on assistance. Take the help that you need and are eligible for and then as soon as you are done with school, start working. Once you are in a good place, you give up assistance.

  6. cathrl69 says:

    “I now have debt and default.”
    Then use the voucher and pay some of them off with the money you save.
    Good grief.

  7. elaeblue says:

    Keep the voucher.. just put it up and only use if you have too.
    Obviously your parents cant/wont help you much … keep it just in case..
    Once you are done with college.. you wont have to worry about govt help anymore.

  8. Ann says:

    You have asked this question so many times. Everytime you say you want to be off the voucher. But, you never get off the voucher. Stop asking for support to stay in the voucher. Either you get off or you don’t.
    You know my stance. I think you should get rid of the voucher. It is not supposed to be for a just in case situation. It is for emergencies. You are keeping it in case you become homeless. And right now there are actual homeless people who need a voucher. They are citizens just like you. The tax dollars that are used for your voucher are the same tax dollars that would pay for their voucher. I think their actual need trumps your fear.

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