Speeding Ticket/ Insurance?

so I got my first speeding ticket today and I was wondering if It will affect my insurance (well my dad’s) because he only checked my driver license, he asked me if I had insurance but when i was about to give it to him he said okay without checking and only took my driver license, so i don’t know if my dad’s insurance people will find out about it…does anyone knows?

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4 Responses to “Speeding Ticket/ Insurance?”

  1. Jannice says:

    if you don’t take traffic school then yes your dad’s insurance will be affected.
    wait for the notice in the mail, and if you are allowed to take traffic school, take it so your insurance don’t go up.
    did my traffic school online with gototrafficschool.com and used a discount code: X2K-7CF-4F5 and saved their course.
    for the finals, i searched traffic school answers 2012 and found a reviewer and studied it, before taking the test.

  2. Librarya says:

    Yes, it will affect your insurance. They find out through driving records, not from the cop. When your insurance renews, they check the driving record.
    In some cases, one ticket won’t affect it, but given that you are apparently a minor, I’m pretty sure it will.
    Tell your parents right away. They will find out and it’s better they not get blindsided because they will be twice as mad for you not being grown up enough to tell them.
    If you are a minor, you might lose the right to drive for awhile.

  3. busterwa says:

    yes they will, and yes, it will probably affect your rate when the insurance is renewed. The police don’t directly inform insurers, it is just that your license record now includes the violation (or will after you plead guilty and pay the fine). Violations usually stay on record three years.

  4. Travis says:

    Yes, when your insurance policy renews in the following year it will affect his insurance while you’re on his policy. Depending on your age and experience it can be a dramatic increase in your premium. Good luck.

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